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RBI FREE-AI Compliance: A Practical Checklist for Indian Banks

RBI FREE-AI Compliance: A Practical Checklist for Indian Banks

Priya SharmaSenior AI Governance Consultant
20 March 2026

AI Snapshot

Key Takeaways

  • 1

    RBI FREE-AI requires documented fairness testing before deployment AND continuous monitoring in production.

  • 2

    Explainability requirements mean adverse action notices must include model-derived reasons.

  • 3

    Board-level accountability is mandatory — not just model risk team ownership.

PS

About Priya Sharma

Priya leads enterprise advisory engagements, helping BFSI and healthcare clients build AI governance frameworks aligned with RBI FREE-AI, IRDAI, and HIPAA requirements.

View all posts by Priya Sharma

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